Super-charged SBA lending

Reduce your processing costs by 70% while increasing your top line

SBA Lending Made Easy through Innovation and New Technology

Many banks don’t offer SBA business loans under $250,000 because they involve just as much work as larger size loans. However, the SmartBiz platform is a game changer that allows banks to offer SBA loans of all sizes more profitably and efficiently.

In essence, the SmartBiz online software platform systematizes and automates SBA loan underwriting and origination.

How it Works

A Technology Platform that Super-charges SBA Lending


Application Management

Our technology helps banks handle the SBA online application process in a compliant manner and intelligently sorts applications to focus on those most likely to meet a bank’s specific underwriting criteria.


Document Capture with Real-time Notifications

The SmartBiz platform automatically captures SBA as well as bank required documentation in a data warehouse, and provides borrowers with real-time activity notification so they can provide any missing data or additional documentation.


Automated Underwriting

Our technology enables credits to be fully underwritten, including cash flow and other financial ratio calculations to reduce errors.



We digitize your bank’s specific underwriting policy so you can make fast and accurate loan decisions.


Online File Audit

SmartBiz’s platform provides you with a complete borrower file to reduce processing time on your side, enhance compliance and expedite the file audit.



SmartBiz software enables credits to speed through your credit memo, documentation and closing process.

Bank Benefits

SmartBiz helps reduce your processing costs by 70% while increasing your top line


Attract new small business customers that are better targeted to your bank’s credit criteria.


Less manual processes, fewer repetitive activities, helps improve processing efficiency.


Rules based software helps ensure compliance.

Bottom Line

Enhanced profitability through increased revenue and reduced costs.

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We believe every small business loan matters

SmartBiz Loans associates are 100% committed to our partners and the small businesses we serve. To us, every customer matters!


itemscope itemtype="" span itemprop="name" SmartBiz Loan br div itemprop="address" itemscope itemtype="" span itemprop="streetAddress" 417 Montgomery Street br span itemprop="addressLocality" San Francisco , span itemprop="addressRegion" CA span itemprop="postalCode" 94104 | Phone: span itemprop="telephone" (866) 283-8726
itemscope itemtype="" div itemprop="itemReviewed" itemscope itemtype="" span itemprop="name" SmartBiz Loan br div itemprop="author" itemscope="" itemtype="" | Reviewed by span itemprop="name" Terry Trumbull, Terry Trumbull Meats LLC div itemprop="reviewRating" itemscope="" itemtype="" span itemprop="description" Fast and easy process br | Rating: span itemprop="ratingValue" 5