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  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

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    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

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    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

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  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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SBA Loan Calculator

Estimate Loan Amount
and Payments

sba loan calculator

SBA Loans Made Easy

Use the slider to select your working capital or debt refinance loan amount1

Why SmartBiz?

We’re out to transform small business banking into something that works the way today’s small businesses work. From pre-qualification through approval, we’re with you every step of the way. Our specialists will work to help you get the capital you need to grow through SBA Loans, Bank Term Loans, Lines of Credit, and more fast and flexible financing options.

Apply Now

Ready to take the next step?

How the loan process works

Step One plus sign icon minus sign icon
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Enter your business and financing details to see if you pre-qualify

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Receive instant financing options based on your details

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Connect with a specialist and get started on the application

Trusted & Loved

Trustpilot

Awesome process!!!!

“Smartbiz Loans was absolutely Fantastic to work with them . Process was expedient & flawless . Digital customer service kept us informed as to the status & expected time frames regarding approval & receiving funds . We could not be more pleased with exceptional handling of our loan !!!”

Kelly Heard

Fantastic Experience!

“An excellent company to help small businesses to get funding.”

Anthony Barfield

Prompt and pleasure to work with.

“Loan Application Made Easy AND Enjoyable. Working with SmartBiz Loans made applying for an SBA loan quick and easy. Their team was prompt, professional, and a pleasure to work with. I want to apply for more loans just to be able to work with them again!”

Chad N

Have 5 minutes? Apply online

See if you pre-qualify without impacting your credit score.2

Get Started

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  1. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only; loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile. 

  2. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.

    * Interest rate depends on loan term, business borrower credit score, and financial profile.