Who we are &
what we believe in
We’re the white knight in small business lending
We Believe Innovative Banks Are Part of the Solution
The founders of SmartBiz knew there had to be a better way. A better way meant enabling banks to efficiently fund great businesses by using technology and good old American ingenuity.
Enter SmartBiz! We knew we could reduce those high-cost APRs for small businesses with the right product and the right technology. We built SmartBiz around SBA loans—with low interest rates, affordable monthly payments and long repayment terms. Next, we built a platform with advanced technology and underwriting to streamline the old cumbersome SBA application process, making it easier and more cost effective for banks to provide loans to small businesses. The result was a win-win: innovative banks are able to offer one of the best small business credit products (SBA loans) and businesses are given fast access with higher approval rates to the low-cost funds they need to grow and flourish.
Our Team Believes Every Small Business Loan Matters
More than just people in an office, SmartBiz is made up of associates committed to our partners and the small business entrepreneurs we serve. We’re proud to work for the #1 marketplace for online SBA loan originations. To us, every customer matters!