Get the right small business loan
at the right time
Current non-SBA loans
Non-SBA loans are term loans meant to be repaid in a shorter amount of time than the 10-year term of a typical SBA loan. This type of loan can be a great way to get the funds you need to successfully grow or maintain your business until you are ready for an SBA loan.
SmartBiz currently offers the following non-SBA loans through its bank partners for working capital, debt refinance and new equipment purchase:
- $30,000 to $200,000 loan amounts
- 2 – 5 year repayment terms
- Fixed interest rate from 7.99% to 24.99%*
- Monthly repayments
- No pre-payment penalties
* Interest rate depends on loan term and the applicant's credit and financial profile.