Your Loan Ready Score™ by SmartBiz

It's More Than Just a Number

Your Loan Ready Score™ by SmartBiz

It's More Than Just a Number


Is your business SBA Loan Ready?

SmartBiz Advisor helps you learn how banks typically evaluate your business and recommends ways to increase your likelihood of approval when applying for the low-cost funding you deserve.

  • As the #1 online marketplace for SBA loans, we are uniquely situated to help you learn about what banks look at when funding a business.
  • Our proprietary Loan Ready Score™, built by analyzing thousands of small business financials with our intelligent platform, helps you learn how your business stacks up to get a low-cost SBA Loan.
  • SmartBiz has a 90% funding rate of small businesses it refers to lenders.
Get your Loan Ready Score ›

The Loan Ready Score is for educational purposes and is not the same as scores used by lenders for credit decisions.

The Loan Ready Score is for educational purposes and is not the same as scores used by lenders for credit decisions.


VIEW
the key factors that impact your business

COMPARE
your business to other
in your industry

BOOST
your likelihood of approval



How it works

1

Tell us about your business

Answer a few simple questions and upload your most recent business tax return.

2

See your Loan Ready Score

Your business is evaluated using our intelligent platform that compares your business financials with those of thousands of other small businesses across the country.

3

Get insights, not just a score

You will get actionable insights into the areas your business needs to help you increase the likelihood of securing an SBA or bank loan.


We believe small businesses grow and flourish with transparent, affordable and fast funding

SmartBiz Advisor is the first AI-driven online educational tool to make financial insights and analysis provided by a typical CFO available to small businesses at no cost. With SmartBiz Advisor, small business owners can learn whether their small business is likely to be approved for a low-cost SBA or bank loan before they apply and help them monitor the financial health of their business over time.

SmartBiz looked at the lending landscape and became the white knight galloping in with a smart solution! Our fast and easy application process is now the best choice to help small business owners seeking SBA loans. In fact, we are now the #1 marketplace for SBA loans1 and through our bank partners have funded over $500 million in SBA loans.

Start your journey ›

The Loan Ready Score is for educational purposes and is not the same as scores used by lenders for credit decisions.


1 For loan originations under $350,000. $500,000 funded as of September 19, 2017, through SmartBiz bank partners.

Getting bank loan ready can help save you thousands of dollars per month

Businesses who qualify for an SBA or bank loan get the best possible rates and terms to grow their business.
Cash Advance ProvidersPeer to Peer Lenders
ESTIMATED APR
(including interest rate and fees)
20% - 100%9% - 36%7.18% - 10.34%
FUNDING PROCESS1 - 7 days7 - 14 daysas fast as 7 days
LOAN TERM< 1 year1 - 5 years10 - 25 years
TYPICAL PAYMENT FOR A $100,000 LOAN$12,000 per month
(daily payments required)
$5,000 per month$1,213 per month
APPLY NOW
Cash Advance Providers
ESTIMATED APR (including interest rate and fees)
20% - 100%7.18% - 10.34%
LOAN TERM
< 1 year10 - 25 years
TYPICAL PAYMENT FOR A $100,00 LOAN
$12,000 per month
(daily payments required)
$1,213 per month
APPLY NOW

Sign Up Today To Get Your Business SBA Loan Ready


No cost to sign up for SmartBiz Advisor!


Get Started ›

What you need to know: SmartBiz Advisor is an educational tool to help you learn about how lenders may view your business. As such, you should not rely on this as the primary source of your business or personal financial decisions SmartBiz Advisor is not a financial or legal advisor as defined under federal or state law. The Loan Ready Score is for educational purposes and is not the same as scores used by lenders for credit decision.
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