defaultBanks in the SmartBiz network are processing SBA 7(a) loans now! Get Started!

We streamline SBA loans


Let SmartBiz help you get the best financing for your business needs.


interest rates

4.75% - 7.00%1

SBA loan amounts

$30,000 - $5 million

repayment terms

10 - 25 years


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Only takes 5 minutes and doesn't impact your credit score2

The smartest way to "yes"




SmartBiz Loans guides your business through the application process to help you get the best and lowest cost financing that meets your needs. Our experienced professionals use our unique technology platform to help match your loan application with the trusted bank most likely to fund your business. About 90% of qualified applications we refer to banks get funded.

The select banks in our business lending network have funded nearly $4.0 billion in SBA 7(a), PPP (Paycheck Protection Program) and bank term loans, helping SmartBiz become the nation’s #1 online facilitator of SBA and bank term loans under $350,000. We’ve helped over 20,000 small businesses get funded to support 300,000 small business jobs. Over 50% of the loans funded by our banks are for women-owned, minority, or veteran businesses. Banks utilize the SmartBiz platform to process more than 10% of the entire nation’s volume of traditional SBA 7(a) loans under $350,000.